The Lexington Law Firm credit repair company is located out of Salt Lake City Utah. They are known as the number one credit report repair company in the world. Every year they help over 150,000 people to clean their credit reports. With lawyers in almost every of the 50 states, they are poised to work magic on your credit situation!
How is it that Lexington Law is the number one company people chose to repair users credit? Well, for one, they use all of the laws that are in place to protect you as a consumer to remove questionable negative and erroneous information from your reports. They are experts. On average they remove 8 negative items in the first three months of service. That isn’t all, for their clients that have been with them for a year, they average just fewer than 30 deletions! Imagine the impact having 30 negative items removed from your credit would have on your lifestyle. The savings on interest would pay 10 times over for the service charges.
The process is actually quite simple all things considered. Maybe that is the secret to becoming the number one credit repair service? Your personal paralegal helps you to order your three credit reports. Once you have them you forward them by mail, fax or email to your paralegal. Lexington Law starts right away by writing letters on your behalf with their proven systems to get those negative items removed. Updates on the progress come to you monthly when you get your letters back from the credit bureaus. The letters will show you what was removed and what stayed on your credit reports. Again, the only thing you have to do is get your mail and forward it to your paralegal. Nothing could be simpler. When you are satisfied with the results you can cancel at anytime. They even offer a refund policy if their services did not remove enough percentage of your negative items.
I am writing this review because Lexington law had such a major impact on my own life. Before I used their services I must admit, I was skeptical. I had signed up for another credit repair company that was local only to find out that the owner of the company skipped town with my money! I thought I was stuck with my past credit mistakes forever. When a friend recommended Lexington Law Firm, I did my homework for weeks before I signed up. I was determined to not be taken like a fool yet once again. Imagine my relief when they removed my charge offs and a judgment with in my first two months! My credit scores increased 180 points during that time.
These days credit cards are an essential must have within our wallets for checks are getting to be a closing bread. Although tips on how to achieve MasterCard for those who have less than perfect credit? Generally there are many main ways of boosting your credit score by means of almost a 100 factors if you are trying to repair a credit fault you might have make many years during the past.
First and foremost, start by lifting your credit recount from everything three bureaus’ to check out what exactly is negatively impacting your rating.
The 2nd step is to reduce the volume of issues that may be negatively impacting your credit score and thus hurting your possibilities of buying a some new lines of credit score, specially the credit message you might have been pushing in Once reviewing your credit describe write a claim letter to every bank card bureau (Experian, TransUnion, and Equifax) within the licensed post.
Debate each aggregation item that’s listed on your own credit score report whether or not the expenses were actually in fact legal. Mastercard companies and collectors need 30 days to respond to the bureaus to state that this unfavorable items are correctly owed by you Assuming they don’t reply they have to trickle the damaging character explanations or set gadgets out of your report. It’s moreover best to send in dispute letters throughout vacation months when they are understaffed and overworked. You are able to request that one old accounts (adult over 7 times) become stripped away from your credit score recount.
They have to try this by law, but don’t need your oldest credit card account detached in case it’s not negatively affecting your rating. The even longer you truly have established credit the higher your rating will probably be That now boost your score substantially. Most of the people experience 100 factor boost on their credit score report from this move alone.
The 3rd and most important step you have to take is usually to launch a couple new sorts of credit. There are many distinctive charge cards to make a choice from Obtaining new credit may initially damage your attain because of the volume of inquires that post to the credit report thus only apply for credit cards that you have a greater chance of acquiring. You can begin by using a prepaid visa which has a in-built credit draftsman plan designed for people with poor credit.
The 4th step is to maintain a healthy place together with the new sorts of credit you lately acquired. As a rule using thumb it’s most excellent to not acquire whatsoever placed on credit that you will heading off possess if the cost comes in.
The fifth and ultimate step is to time and again supervise your character describe and rating. Your FICO rating is a vital variety that your chosen collectors observe once deciding your praise worthiness.